Tier 01 , Al Huda Financial
SME Advisory PlanMost SMEs rely on bank accounts and basic loans , without realising how many financial tools are available to them. Al Huda Financial gives your business a clear, structured banking roadmap backed by 20+ years of Islamic finance expertise across 108+ countries.
Years of Expertise
Countries Reached
Advisory Engagements
Shariah Compliant
The Challenge
There is an entire world of financial instruments, trade tools, and banking strategies your business is not yet using. We change that.
No Clear Banking Roadmap
Most SMEs operate without a structured financial plan. Every banking decision is reactive instead of strategic , costing time, money, and opportunities every year.
Missing Out on Trade Finance Tools
Letters of Credit, Bank Guarantees, SBLC, supplier credit , powerful instruments most SMEs never learn to use because no one explains them in plain, practical language.
No Structured Financial Guidance
Without an advisor in your corner, you navigate complex banking relationships alone , often without knowing what questions to ask or what documents to prepare.
What You Get
One annual subscription. Six core deliverables. Your banking life gets structured from day one , with a clear roadmap, regular expert calls, and support available every business day.
Kickoff Banking Assessment
Full assessment of your current banking setup, cash cycle, and top 3 gaps , delivered as a structured PDF within the first 10 working days.
12-Month Banking Roadmap
A clear, structured plan tailored to your business goals , covering facilities, trade tools, and financial positioning quarter by quarter.
30-Day Action Plan
Immediate steps, a complete document checklist, and assigned owners so you start strong from day one. No guesswork.
Quarterly Advisory Calls
60-minute expert-led sessions every quarter , structured agenda, clear outcomes, and written minutes within 48 hours.
Quarterly PDF Reports
Written banking plan updates with next-quarter action plans and document checklists delivered every 3 months.
Unlimited WhatsApp Support
Direct access to your advisor during business hours throughout the year with a 1 business day SLA. Real answers to real questions.
Scope of Advisory
Banking Basics & Facility Planning
Trade Tools Awareness — LC / BG / Guarantees
Supplier Credit Planning
Cash Flow & Cash Cycle Mapping
Risk Protection & Takaful Awareness
Surety Bonds — Introduction & Awareness
Green & Sustainable Finance Awareness
Bank Relationship Management Guidance
What is NOT included at this tier: Monthly calls, bank negotiation meetings handled end-to-end, complex project finance or Sukuk structuring, or equity raise mandates. Paid add-ons are available for all of the above.
The Process
01
Sign Up & Kickoff
Banking assessment, 12-month roadmap, and 30-day action plan , all within the first 10 working days of signing.
02
Receive Your Roadmap
Your personalised 12-month banking plan delivered as a PDF , structured by quarter with clear priorities and document checklists.
03
Quarterly Calls & Reports
Every 3 months , a 60-minute advisory call followed by a written performance report and updated action plan for the next quarter.
04
WhatsApp All Year
Unlimited support between calls. Ask anything during business hours and receive a response within 1 business day , always.
Optional Extras
Available to all SME Essential clients at any time during their subscription , at a separate agreed cost on request.
Bank Meeting Pack
Request list, talking points, and full document checklist prepared for your specific bank meeting.
Urgent 48-Hour Support
Priority case handling for time-sensitive banking situations that cannot wait.
Trade Instrument Session
A dedicated 90-minute deep-dive on structuring a specific trade instrument , LC, BG, or SBLC.
Funding Readiness Pack
SME-level funding readiness assessment and preparation pack for approaching banks or investors.
Tier 01 , SME Essential
Your Banking Roadmap. Structured.
$5,000 / yearRenewal: USD 3,000/yr from Year 2
“Empowering SMEs with a structured roadmap for global success.”
About Al Huda Financial.
Al Huda Financial is a subsidiary of Al Huda CIBE , the Centre of Islamic Banking and Economics , a globally recognised institution advancing Islamic finance since 2005 across more than 108 countries.
Our advisory services are grounded in Shariah-compliant principles, backed by a global network of banks, regulators, and financial institutions. We guide, prepare, and support businesses to turn their banking relationships into a strategic asset.
We act as advisors only , never as guarantors, signatories, or fund handlers.
Shariah-Compliant
Every engagement is grounded in Islamic finance principles.
Strictly Confidential
All client data and banking strategy is handled with full discretion.
Fully Documented
Written action plans, reports, and SLAs at every stage.
Let's Talk.
Reach out to our advisory team today. Submit your enquiry below and we will respond within 1 business day.